Dear parents,
please read this page carefully before pre-registration. It explains our monthly rates, and also which aids you can get from the French state and what the actual cost of the childcare is for you, parents.
To illustrate those numbers, that you may not be very familiar with, we have used 2 virtual examples of families and calculated their childcare budget for a year. You can easily transpose this to your situation. Crechappy and la CAF will inquire for some evidence of your income before registration, so it is important that you check your budget by yourselves beforehand.
How does a « micro-crèche PAJE » work ?
The « micro-crèches » (small nurseries offering 10 places per day) that opt for the PAJE system do not receive any aid from the state once they are open. You, parents, receive this aid directly. You pay the monthly bill and the state gives you a part of it back. The amount depends on your income and your family situation. The French state considers the 3 following income groups:
The maximum monthly amounts paid under the PAJE aid are indicated in the table below.
This PAJE aid is given under a few conditions that are fully explained on the CAF website.
Important point to raise about the PAJE : there is a 6 week registration time to expect at your arrival. If you register at the nursery in September, you will start receiving the PAJE end of October-beginning of November. You have to plan for this delay in your budget of the first month in particular.
Our rates vary according to the number of days per week that you want (between 1 and 5 days) and according to your income as well. We therefore have a grid of 18 prices, including occasional childcare.
The price is all inclusive: nappies, snacks and organic meals are provided. The only thing parents have to bring is milk.
The annual price covers 47 opening weeks and it is averaged over the year: parents pay 12 equal monthly bills. The first adaptation week is half-price, and Crechappy will give you back 2 weeks if you aim to take more holidays with your child than our 5 closing weeks. But to keep it simple on this page, we have left those modulations on the side. To summarize:
Let’s take 2 examples to understand the difference between the monthly bill owed to the nursery and the real cost once you receive the state aids. We attract your attention on the fact that the first month will be the most delicate to fit in your budget.
Exemple 1: the Smith family put a child one day a week at the nursery, and has an income in the low income group. Its monthly bill is 405 €, and CAF will pay back 85% of it, i.e. 344 €, hence the effective cost is 61 € per month. Tax credit for childcare will be given to them even if they pay none or very little tax (they will report 729 € of annual childcare cost and will get a credit of 364 €). The real cost for the Smith will be 35 € per month. The table below shows the cash movements to expect on the Smith’s account:
Exemple 2: the Dupont family put a child 5 days a week at the nursery, and has an income in the high income group. Its monthly bill is 1664 €, and CAF will pay back 622€, hence the effective cost is 1042 € per month. They will report 12504 € of annual childcare cost (12*1042) and since this amount is above the maximum credit amount of 2300 €, they will get the maximum credit of 1150 €). The real cost for the Dupont will be 950 € per month. The table below shows the cash movements to expect on the Dupont’s account:
Thrilled by our bilingual approach and OK with budget, and decided to join us? Then please fill the pre-registration form on the registration page.
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